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Understanding Africa’s Reinsurance Sector and Its Global Ties

Reinsurance — the insurance of insurance companies, through which primary insurers transfer a portion of the risks they have underwritten to other carriers in...
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Insurance

How Index-Based Insurance Is Protecting Smallholder Farmers

The problem of insuring Africa's smallholder farmers against weather risk has challenged insurance designers, development economists and agricultural policymakers for decades. The economics of...
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Insurance

The Growing Market for Cyber Insurance Among African Businesses

Africa's rapid adoption of digital business infrastructure — cloud services, e-commerce platforms, mobile payment systems, digital banking applications and enterprise software — has created...
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Insurance

Why Life Insurance Uptake Lags in Sub-Saharan Africa

Life insurance is the insurance product most widely associated with financial maturity and middle-class status in markets around the world, yet across sub-Saharan Africa...
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Insurance

Health Insurance Reform: Lessons From Rwanda and Ghana

The expansion of health insurance coverage to populations previously reliant on out-of-pocket payment for healthcare is one of the most consequential policy achievements available...
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Insurance

How Mobile Platforms Are Selling Insurance to the Unbanked

ACCRA — The intersection of mobile money infrastructure and insurance distribution has produced one of the more consequential financial inclusion developments of the past...
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Insurance

Climate Risk and the Future of Agricultural Insurance

NAIROBI — Agriculture employs the majority of sub-Saharan Africa's workforce and provides the primary source of income for hundreds of millions of rural households....
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Insurance

The Rise of Usage-Based Car Insurance in African Cities

NAIROBI — Usage-based insurance — policies in which premiums are determined not by static demographic and vehicle characteristics but by how, when and how...
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