whoownsafrica

How Savings Cooperatives (SACCOs) Are Modernizing

KAMPALA — Savings and credit cooperatives — known across East Africa and beyond as SACCOs — represent one of the continent's most important yet...

Why Insurance Penetration in Africa Remains Below Global Averages

JOHANNESBURG — Insurance penetration — the ratio of premium volume to gross domestic product — is the most widely used single indicator of how...

Why African Startups Are Turning to Venture Debt Over Equity

NAIROBI — African technology and fintech startups, facing a significantly tighter equity funding environment than they experienced during the boom years of 2019 to...

Africa’s Green Bonds: Financing Climate Resilience

NAIROBI — Africa contributes less than four percent of global greenhouse gas emissions yet faces some of the most severe consequences of climate change:...

Understanding Inflation’s Uneven Bite Across African Currencies

CAIRO — Inflation has been a defining feature of the macroeconomic landscape across much of Africa over the past several years, but it has...

Currency Volatility and Its Impact on Cross-Border Trade

NAIROBI — Currency volatility has long been one of the most disruptive forces confronting businesses engaged in cross-border trade across Africa, imposing costs and...

How Microfinance Institutions Are Adapting to Digital Disruption

KAMPALA — Microfinance institutions have occupied a central place in the architecture of African financial inclusion for three decades, providing small loans, savings accounts...

How Fintech Lending Is Filling the SME Credit Gap

LAGOS — Small and medium-sized enterprises are the backbone of most African economies by employment and output, yet they have historically been among the...

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