whoownsafrica

Understanding Africa’s Reinsurance Sector and Its Global Ties

Reinsurance — the insurance of insurance companies, through which primary insurers transfer a portion of the risks they have underwritten to other carriers in...

How Index-Based Insurance Is Protecting Smallholder Farmers

The problem of insuring Africa's smallholder farmers against weather risk has challenged insurance designers, development economists and agricultural policymakers for decades. The economics of...

Why Gold and Commodity Exports Still Anchor African Economies

Decades of development policy debate have wrestled with Africa's commodity dependence — the degree to which many African economies remain structured around the extraction...

The Growing Market for Cyber Insurance Among African Businesses

Africa's rapid adoption of digital business infrastructure — cloud services, e-commerce platforms, mobile payment systems, digital banking applications and enterprise software — has created...

How Trade Within the African Continental Free Trade Area Is Evolving

The African Continental Free Trade Area entered into force in 2019 and began trading under its tariff reduction schedule in 2021, representing the most...

Why Life Insurance Uptake Lags in Sub-Saharan Africa

Life insurance is the insurance product most widely associated with financial maturity and middle-class status in markets around the world, yet across sub-Saharan Africa...

Understanding Africa’s Debt-for-Climate Swaps

Debt-for-climate swaps have emerged as one of the more discussed instruments in the international community's evolving toolkit for addressing simultaneously the twin pressures of...

Health Insurance Reform: Lessons From Rwanda and Ghana

The expansion of health insurance coverage to populations previously reliant on out-of-pocket payment for healthcare is one of the most consequential policy achievements available...

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